Date: September 23, 2026

Board Meeting Outcomes

J.K. Shah Commerce Education Limited (JSCEL), a wholly owned subsidiary of Veranda Learning Solutions Limited, has approved the issuance of Senior, Secured, Redeemable, Unrated and Unlisted Non-Convertible Debentures (NCDs) with the following details:

  • Size of Issue: ₹143,00,00,000 (Rupees One Hundred and Forty-Three Crore only)
  • Face Value: ₹1,00,000 per NCD
  • Form: Dematerialized
  • Placement Basis: Private placement
  • Listing Status: Unlisted

Fundraising / Financing Details

Utilization of Proceeds:

The proceeds from the NCD issuance will be utilized for:

(i) Repayment of entire existing loan facility from RBL Bank Limited

(ii) General corporate purposes

Instrument Terms:

  • Tenure: 5 years from the deemed date of allotment
  • Coupon Rate: Fixed at 0.001% per annum
  • Payment Schedule: Interest and principal payable on redemption
  • Date of Allotment: Not specified
  • Date of Maturity: 5 years from the deemed date of allotment

Security Details:

The principal amount of the NCDs, together with accrued interest, shall be secured by:

  • Charge on all movable and immovable assets of JSCEL
  • Minimum security cover maintained at 1x (one time) of the outstanding principal amount and accrued interest at all times

Additional Features:

  • No special rights/interest/privileges attached to the instrument
  • No details provided regarding delay in payment of interest/principal
  • No comments regarding payment/non-payment matters
  • No redemption details applicable
  • No cancellation or termination of the issuance proposal