Wibmo Recognized with Chartis RiskTech100® 2027 Disruptor Award

Wibmo, a PayU‑owned full‑stack PayTech provider, was announced as the winner of the Chartis RiskTech100® 2027 Disruptor Award in the newly created Workflow, Agentic AI and Low‑Code/No‑Code category. The award was presented in Bengaluru, Karnataka, India, under the Chartis RiskTech100® 2027 programme.

The distinction highlights Wibmo’s Agentic Risk Intelligence Assistant (ARIA), a solution that combines intelligent workflows, agentic risk intelligence and configurable low‑code/no‑code capabilities to transform fraud, anti‑money‑laundering (AML), risk analysis and dispute operations. ARIA’s AI agents automatically gather transaction, customer and merchant signals, summarize investigations, detect patterns, draft evidence‑backed findings and recommend next actions. The platform operates on a human‑led model: agents assist with investigation and drafting, while final decisions remain with authorized human teams. Governance features include maker‑checker controls, evidence‑linked recommendations, audit‑ready decision trails and simulation‑gated actions for appropriate use cases.

Wibmo’s broader fraud and risk management ecosystem integrates these capabilities into a connected workflow that moves from signal collection to verdict drafting, action recommendation and remediation. The platform supports configurable DIY rules, case and queue management flows, BPMN‑based tailored workflows, role‑based controls and low‑code/no‑code configuration, enabling client partners—banks, fintechs, issuers, acquirers and payment aggregators—to adapt risk strategies without extensive technical intervention.

Comments from stakeholders

  • Philip Mackenzie, Research Principal at Chartis, noted that Wibmo continues to expand its position in the payments risk landscape, building on strengths in authentication and payment security, and that investments in risk‑based authentication and agentic AI have driven the award.
  • Shailesh Paul, CEO of Wibmo, expressed delight at the recognition, emphasizing that the award validates Wibmo’s work in agentic fraud and risk intelligence and its broader FRM capabilities, and that the ARIA solution helps clients achieve intelligent, configurable, and governed risk workflows.

Company background

Wibmo operates across India, the United States and Indonesia, positioning itself as a global full‑stack PayTech company and a leader in payment security and digital payments in emerging markets. It is India’s largest authentication service provider and offers a suite of fraud and risk management solutions, digital financial services, prepaid products and merchant‑acquiring services.

About Chartis Research

Chartis Research is an independent research and advisory firm that provides market intelligence, analysis and benchmarking on risk, compliance, governance and financial technology, helping institutions evaluate solutions and make strategic technology and vendor decisions.

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