YES BANK LIMITED has intimated the National Stock Exchange of India Limited and BSE Limited regarding scheduled debt market investor meetings in relation to its Medium Term Note Programme (MTN Programme) of U.S. $850,000,000.
The meetings are scheduled to occur during August 17, 2026 to August 24, 2026, conducted as group meetings in virtual mode with locations outside India. The bank cited scheduling constraints in aligning the availability of its representatives and external participants as the reason for providing shorter notice.
The bank explicitly stated that it will only refer to publicly available information during these interactions and will not share or discuss any unpublished price sensitive information.
A copy of the investor presentation has been enclosed with the submission. The information is being hosted on the bank's website www.yes.bank.in pursuant to Listing Regulations, as amended.
The investor presentation provides comprehensive information about YES BANK's credit investment highlights, including:
- Banking franchise scale as India's 6th largest private sector bank by total assets as of June 30, 2026
- SMBC's strategic shareholding of 24.9% making it the largest shareholder
- Deposit-led growth engine with LCR of 138.2% and NSFR details
- Granular lending franchise with retail and commercial segments comprising 69.1% of advances
- Robust asset quality with GNPA of 1.3% and NNPA of 0.2% as of Q1FY27
- Improving RoA trajectory from 0.3% in FY24 to 0.9% in Q1FY27
- Strong capitalization with CET 1 ratio of 14.0% and CRAR of 15.1% as of Q1FY27
- Credit rating upgrades to AA+ by CRISIL, CareEdge, and India Ratings
Financial highlights presented include:
- Net Interest Income: ₹28 billion in Q1FY27 (₹98 billion in FY26)
- Total Income: ₹46 billion in Q1FY27 (₹165 billion in FY26)
- Net Profit: ₹11 billion in Q1FY27 (₹35 billion in FY26)
- Advances: ₹2,851 billion as of June 30, 2026
- Deposits: ₹3,154 billion as of June 30, 2026
- Shareholders Funds: ₹523 billion as of June 30, 2026
The presentation also details the bank's transformation story from extreme stress conditions during FY20 to its current profitable growth path, highlighting the successful resolution of legacy NPLs through recoveries of approximately ₹360 billion and sale of ~₹430 billion of NPLs to ARC.