360 ONE WAM LIMITED – Investor Presentation Summary

Key Operational Highlights

  • Overall Assets Under Management (AUM) at Rs 8,99,481 crore as on September 2026
  • Annual Recurring Revenue (ARR) AUM at Rs 3,53,382 crore
  • ARR Net Flows at Rs 12,482 crore for the quarter
  • Wealth Management serves 9,000+ families and corporates
  • Asset Management has strong team of 80+ Investment professionals across strategies

Key drivers of operational performance: Strong growth in ARR AUM supported by net flows across segments, with 360 ONE Plus proposition growing 37.8% YoY and Distribution growing 15.0% YoY in Wealth Management.

Segment-wise Performance

Wealth Management:

  • ARR AUM rose to Rs 2,52,627 crore (+24.3% YoY)
  • 360 ONE Plus proposition grew 37.8% YoY
  • Distribution grew by 15.0% YoY
  • Lending Book grew 34.4% YoY to Rs 13,899 crore

Asset Management:

  • ARR AUM increased to Rs 1,00,754 crore (+9.4% YoY)
  • Alternative Investment Fund AUM grew 27.9% YoY to Rs 58,139 crore
  • Managed/Syndicated Assets grew 42.7% YoY to Rs 21,250 crore

Explanation of significant changes in segment performance: Wealth Management growth driven by broad-based ARR flows and increased retention, while Asset Management showed strong fundraising, deployment and exits in private markets.

Financial Highlights

Revenue from Operations: Rs 896 crore

Total Revenues: Rs 853 crore

Annual Recurring Revenue: Rs 706 crore

Transactional/Brokerage Income: Rs 190 crore

Operating Profit Before Tax: Rs 434 crore

Profit Before Tax: Rs 391 crore

Profit After Tax (incl. OCI): Rs 302 crore

Margins: Combined ARR retention at 79 basis points, with Wealth Management and Asset Management retentions at 79 bps each

YoY/QoQ comparison:

  • Revenue from Operations increased 17.5% YoY
  • ARR revenue increased 27.5% YoY
  • PAT decreased 4.4% YoY to Rs 302 crore from Rs 316 crore
  • Total Revenue increased 4.8% YoY

Drivers of financial performance: Strong growth in ARR AUM mainly driven by growth in Wealth Management across segments.

Key Risks: Impact of prevailing market conditions mentioned as transitory.

Geographical Revenue Split

Not Specified

Balance Sheet Snapshot

Tangible Net Worth: Rs 7,268 crore

Return on Tangible Equity: 16.9%

Return on Equity: 11.8%

Financial Health Insights: Strong platform with client-first model and continued ability to attract exceptional talent, anchored in disciplined risk management and highest standards of governance.

Capex & Cash Flow Health

Not Specified

Strategic & R&D Initiatives

Investments in Innovation: 360 ONE becoming AI-native on proprietary governed platform with proprietary AI layer deployed in phases across Wealth, Asset Management and enterprise functions

Expected impact on growth: Value tracked on outcomes including efficiency (time saved, faster cycles) and commercial (lower external spend, revenue)

Strategic Rationale: Built for the franchise with data in-house, model-agnostic approach, no vendor lock-in, governed access controls and audit trails

Industry Trends & Business Environment

Macro/Industry Trends: Heightened macroeconomic volatility mentioned

Impact on Company: Q2 results include impact of prevailing market conditions, viewed as transitory

Management Commentary & Growth Outlook

Strategic Outlook: "Our core wealth and asset management businesses continued to deliver strong performance amid heightened macroeconomic volatility, underscoring the depth of our client relationships and the trust families place in us. Our fundamentals endure the strength of the 360 ONE brand, a robust platform, a client-first model and our continued ability to attract exceptional talent. Anchored in disciplined risk management and the highest standards of governance, we remain well positioned for sustained, long-term growth"

FY Guidance: Not explicitly provided

Risks and Opportunities: Prevailing market conditions viewed as transitory

Awards & Recognitions

  • India's Best Wealth Manager at Euromoney Private Banking Awards 2026
  • Best Private Bank - India at Asian Private Banker's 15th Awards for Distinction
  • Best Private Equity House at Global Private Banking Innovation Awards 2026
  • Best Private Credit Deal - 360 ONE Asset at FinanceAsia Achievement Awards 2025

Dividend Declaration

Board approved interim dividend of Rs 7.50 per share