Company Overview
5paisa Capital Limited (BSE: 540776, NSE: 5PAISA) filed its comprehensive Annual Report for FY 2025-26 alongside notice of its 19th Annual General Meeting scheduled for September 1, 2026. The disclosure encompasses audited financial statements, Business Responsibility and Sustainability Report (BRSR), and key corporate governance updates.
Financial Performance
Standalone Results: The company reported FY26 revenue from operations of ₹319.88 crore, down 11% from ₹359.83 crore in FY25. Net profit declined 35% YoY to ₹44.17 crore (FY25: ₹68.23 crore), with net profit margin at 14% and cost-to-income ratio of 81%. Net worth stood at ₹649.17 crore with basic EPS of ₹14 and return on equity of 7%.
Consolidated Results: Total revenue was ₹319.90 crore, comprising brokerage income of ₹149.30 crore, allied broking income of ₹78.30 crore, and other operating income of ₹92.30 crore. Profit before tax was ₹59.29 crore with tax expense of ₹15.03 crore, resulting in net profit of ₹44.26 crore.
Operational Highlights
The company maintained strong operational metrics with 5.19 million registered clients, adding 0.36 million new customers in FY26. Average daily turnover reached ₹2.90 trillion, while mutual fund AUM grew 27% YoY to ₹1,761 crore with 13.68 lakh active SIPs. The MTF loan book expanded 82% to ₹326 crore, and average client funding book grew 40% to ₹367.90 crore. The platform processed 91.57 million orders with 23.4 million app users and employed 721 personnel.
Capital Structure & Corporate Actions
The company completed a significant rights issue of 15,627,419 equity shares aggregating ₹468.82 crore in April 2026, increasing paid-up capital to ₹46.88 crore. Additionally, 18,500 ESOP shares were allotted during FY26. The AGM agenda includes seeking approval for private placement of non-convertible securities up to ₹2,500 million and omnibus related party transactions with IIFL group companies totaling ₹145 million.
ESG & Sustainability Performance
The BRSR report highlighted strong ESG initiatives: 24% reduction in energy consumption, 33% female wage share, zero data breaches for second consecutive year, and ₹14.58 million CSR expenditure benefiting 5,135 individuals. The company maintained ISO 27001 and ISO 22301 certifications, with 100% employee training coverage on human rights and skill development. Women representation stood at 25% on the board and 32.87% in workforce.
Regulatory & Compliance Matters
The company faces regulatory challenges including an MCX penalty of ₹259.75 million for non-reporting of technical glitches, with 50% amount deposited and appeal pending at SAT. Income tax department conducted search operations in January 2025, with proceedings ongoing. The company maintains SEBI registration as stockbroker, depository participant, and research analyst, with CRISIL A+/stable ratings for long-term instruments.
Technology & Digital Initiatives
5paisa enhanced its technological capabilities with AI integration through 5paisa MCP trading companion, upgraded FnO 360 platform, and introduced Scalper terminal. The company reduced order placement latency by 33.25 ms and implemented digital onboarding features including DigiLocker KYC, PAN retrieval via mobile, and real-time bank verification.
Subsidiaries & Business Segments
The company operates through subsidiaries including 5paisa P2P Limited (RBI-registered NBFC P2P), 5paisa Corporate Services Limited, 5paisa Trading Limited, and 5paisa International Securities (IFSC) Limited. Primary business remains stock broking and financial services, representing 99.97% of turnover, with services spanning equities, derivatives, commodities, currencies, mutual funds, and US stocks.
Governance & Management
Board composition includes 8 directors (5 non-executive independent, 3 executive) with 7 meetings held during FY26. Key management includes Mr. Gaurav Seth (MD & CEO), Mr. Gourav Munjal (Whole-time Director & CFO), and Mr. Ameya Agnihotri (Whole-time Director & CTO). The AGM includes resolution for re-appointment of Mr. Gourav Munjal and commission payment to non-executive directors.
Forward Outlook
The company aims to leverage its strengthened balance sheet post-rights issue for growth initiatives while maintaining focus on technological innovation, regulatory compliance, and sustainable business practices. Forward-looking statements indicate continued expansion in digital offerings and market share capture in tier 2/3 cities, where 92% of new customers originate.