Aadhar Housing Finance reported a 22% YoY rise in FY26 PAT to ₹11.1 billion, with AUM growing 20% to ₹306 billion.
Asset quality remained stable with Gross NPA at 1.08% and a diversified funding profile supported by an AA+ rating.
The company disbursed ₹96 billion in FY26, expanding its network to 626 branches focused on the affordable EWS/LIG segment.
Strategic focus includes tech transformation via AI/ML for credit underwriting and leveraging a large affordable housing market opportunity.