Aavas FY26 Net Profit Rises 14% to ₹6.5bn

Aavas Financiers reported FY26 PAT of ₹6,549 million, up 14.1% YoY, with NIM expanding 29 bps to 7.93% and AUM growing to ₹234.5 billion.
The company completed a promoter change to CVC Capital Partners, expanded to Tamil Nadu with 38 new branches, and secured ₹14.8 billion in funding from ADB and PTC securities.
Asset quality remained strong with GNPA at 1.05% and NNPA at 0.68%, while Q4 disbursements grew 16% YoY to ₹23.5 billion.
Technology transformation was completed with 76.9% active loan representation in customer app logins and AI-powered collections bot implementation.