Financial Performance Highlights (FY 2025-26)
Ad-Manum Finance reported revenue of ₹13.69 crore (2.93% growth YoY) and net profit of ₹10.67 crore (19.89% growth YoY). Earnings per share stood at ₹14.22 with total comprehensive income of ₹11.33 crore. The company maintained gross loans of ₹100.26 crore with NPA provision of ₹0.52 crore and total investments of ₹11.53 crore.
40th Annual General Meeting Details
The company convened its 40th AGM on September 9, 2026, with key agenda items including adoption of financial statements, confirmation of Mr. Pramod Shrivastava as Chairman and Ms. Neha Singh as Whole-time Director, amendment to Memorandum of Association to include renewable energy projects, and approval of related party transactions up to ₹186 crore.
Related Party Transactions and Exposure
The company disclosed significant related party transactions with Agarwal group entities, including maximum balances of ₹240.50 crore during FY26 with Agarwal Coal Corporation Private Limited (₹180,500.00 lakhs), Agarwal Fuel Corporation Private Limited (₹53,913.56 lakhs), and Agarmin Coalwashery Private Limited (₹6,083.12 lakhs). Shareholders are being asked to approve ₹186 crore in future RPTs for transfers of resources including loans/advances.
Employee Benefits and Liabilities
The company's gratuity obligations showed a substantial increase, with net liability recognized rising to ₹352.50 lakhs in FY26 from ₹146.00 lakhs in FY25. Actuarial assumptions included a discount rate of 7.27% and expected salary increase rate of 7.00%.
Regulatory Compliance and Classification
Ad-Manum maintains compliance as an NBFC-ND-NSI with RBI, classified in the Base Layer of NBFC Scale Based Regulation due to asset size below ₹1000 crores. The company reported Net Owned Fund of ₹85.90 crore, well above the RBI requirement of ₹5 crores. Auditors provided unqualified opinions with no material frauds or regulatory penalties reported.
Corporate Governance and Board Composition
The board underwent changes with new appointments including Mr. Pramod Shrivastava as Chairman and Ms. Neha Singh as Whole-time Director. The company maintained all required board committees and confirmed adequate internal financial controls operating effectively. Promoter group holds 68.93% shareholding with Agarwal Coal Corporation (S) Pte. Ltd. holding 36.93%.
Subsequent Events and Management Assessments
Management confirmed no indications of asset impairment, no benami property holdings, and no significant subsequent events between March 31, 2026 and authorization date. All Significant Beneficial Owners have complied with filing requirements, and no material impact on financial statements was identified.