AGM and Corporate Governance
Aditya Birla Capital Limited will hold its 19th Annual General Meeting virtually on 14 August 2026 to adopt FY26 financial statements and consider key resolutions including reappointment of Kumar Mangalam Birla and Sushil Agarwal as directors, increasing borrowing limit to ₹2 lakh crore, and approving ₹1.35 lakh crore NCD issuance. The company implemented comprehensive e-voting procedures through KFin Technologies with remote voting from 11-13 August 2026. Shareholders previously approved director appointments and borrowing increases through postal ballots with overwhelming majority votes (99.28-99.98% in favor).
Financial Performance Highlights
FY26 demonstrated strong performance with consolidated PAT growing 21% to ₹3,797 crore and consolidated revenue reaching ₹53,871 crore (14% YoY growth). The total lending portfolio expanded 32% to ₹2,07,368 crore while AUM across businesses grew 16% to ₹5,91,343 crore. Gross insurance premium increased 24% to ₹31,634 crore. The company maintained 1,740 branches nationwide and served approximately 11 million customers through its ABCD app.
Risk Management and Capital Adequacy
The company maintained robust risk management with CRAR of 16.79% (Tier-I CRAR at 13.82%) and liquidity coverage ratio of 180.98%. Expected Credit Loss allowance stood at ₹1,713.80 crore on a ₹1,52,348.91 crore loan portfolio. The company disclosed credit risk exposure of ₹1,00,267.21 crore across sectors including government securities (₹31,892.62 crore) and financial services. Derivative portfolio included ₹14,229.76 crore notional value for hedging foreign currency and interest rate risks.
Segment Performance and Business Operations
The Group operates across multiple segments: lending (₹4,023.24 crore PBT), housing finance (₹832.26 crore PBT), life insurance (₹256.99 crore PBT), asset management (₹1,265.56 crore PBT), and health insurance (₹30.53 crore PBT). Commercial real estate exposure stood at ₹38,685.89 crore and capital market exposure at ₹24,145.91 crore. The company granted over 15.6 million equity shares through ESOP schemes and maintained comprehensive whistleblower and related party transaction policies.
Regulatory Compliance and Legal Matters
The company confirmed compliance with SEBI Listing Regulations, Companies Act 2013, and RBI guidelines. All corporate governance requirements were met with unmodified audit opinion. A SEBI matter regarding CG Power involved a ₹1.00 crore penalty with appeal pending before SAT. The company maintained ISO 22301 and ISO 27001 certifications for business continuity and information security management.
Capital Structure and Shareholding
Authorized share capital increased to ₹6,280.00 crore with issued capital of ₹2,619.61 crore (2,61,96,06,094 shares). Promoter holding stood at 46.96% with Grasim Industries Limited holding 52.29% and Birla Group Holdings Private Limited holding 8.47%. Total shareholders numbered 5,22,128 with 99.74% shares in demat mode.
Future Outlook and Strategic Initiatives
The company continues to focus on digital transformation with ABCD app serving ~11 million customers and Udyog Plus platform with 2.4 million MSME registrations. Recent developments include preferential allotment of 12,32,52,061 equity shares in Aditya Birla Housing Finance Limited to Indriya Limited (Advent International) for ₹2,750 crore and amalgamation of Aditya Birla Finance Limited with Aditya Birla Capital Limited effective 1st April 2025.