Aditya Birla Money Q2 FY27 PAT at ₹108.93 Crore

Aditya Birla Money Limited held its Board Meeting on October 14, 2026 (from 3:00 PM to 5:00 PM) where the Board considered and approved the Unaudited Financial Results for the Quarter and Half Year ended September 30, 2026. The results were recommended by the Audit Committee and submitted pursuant to Regulation 30, 33 & 52 of the SEBI (Listing Obligations and Disclosure Requirement) Regulations, 2015.

Financial Performance Highlights

Quarter Ended September 30, 2026 (Unaudited):

Revenue from Operations: ₹1,376.95 crore
Interest Income: ₹784.52 crore
Fees and Commission Income: ₹469.85 crore
Net Gain on Fair Value Changes: ₹122.58 crore
Other Income: ₹1.93 crore
Total Income: ₹1,378.88 crore
Total Expenses: ₹1,224.59 crore
Finance costs: ₹461.25 crore
Fees and Commission Expenses: ₹204.12 crore
Impairment on financial instruments: ₹2.10 crore
Employee Benefits expense: ₹324.92 crore
Depreciation and Amortisation Expense: ₹37.33 crore
Other Expenses: ₹194.87 crore
Profit before tax: ₹154.29 crore
Tax Expense: ₹45.36 crore
Current Tax: ₹475.80 lakh
Deferred Tax: (₹22.24) lakh
Profit after tax: ₹108.93 crore
Other Comprehensive Income (net of tax): (₹10.64) crore
Total Comprehensive Income: ₹98.29 crore

Half Year Ended September 30, 2026 (Unaudited):

Revenue from Operations: ₹2,684.67 crore
Other Income: ₹8.78 crore
Total Income: ₹2,693.45 crore
Total Expenses: ₹2,385.15 crore
Profit before tax: ₹308.31 crore
Tax Expense: ₹88.10 crore
Profit after tax: ₹220.21 crore
Total Comprehensive Income: ₹229.12 crore

Comparative Performance

Quarter-over-Quarter (Q2 FY27 vs Q1 FY27):

Total Income increased from ₹1,314.58 crore to ₹1,378.88 crore
Profit after tax decreased from ₹111.27 crore to ₹108.93 crore

Year-over-Year (Q2 FY27 vs Q2 FY26):

Total Income increased from ₹1,071.12 crore to ₹1,378.88 crore
Profit after tax increased from ₹101.46 crore to ₹108.93 crore

Segment Performance (Quarter Ended September 30, 2026)

Revenue:

Broking: ₹1,074.14 crore
Wholesale debt market: ₹294.70 crore
Others: ₹8.11 crore
Total Segment Revenue: ₹1,376.95 crore

Segment Results:

Broking: ₹35.05 crore
Wholesale debt market: ₹118.20 crore
Others: (₹0.89) crore
Total Segment Result: ₹152.36 crore

Capital Structure and Key Ratios

Paid Up Equity Share Capital: ₹56.51 crore (Face Value of Re.1 each)
Reserves excluding revaluation reserve: ₹3,175.14 crore
Securities premium account: ₹56.58 crore
Outstanding Debt: ₹23,727.76 crore
Net worth: ₹3,231.65 crore
Debt equity ratio: 7.34 times
Current ratio: 1.05
Operating margin: 11.21%
Net profit margin: 7.91%
Earnings per Share (Basic and Diluted): ₹1.93 (not annualized)

Assets and Liabilities Position (as at September 30, 2026)

Total Assets: ₹33,085.53 crore
Financial Assets: ₹32,001.89 crore
Non-Financial Assets: ₹1,083.63 crore
Total Liabilities: ₹29,853.87 crore
Financial Liabilities: ₹29,450.20 crore
Non-Financial Liabilities: ₹403.67 crore
Equity: ₹3,231.65 crore

Cash Flow Statement (Half Year Ended September 30, 2026)

Net cash used in operating activities: (₹160.99) crore
Net cash used in investing activities: (₹10.45) crore
Net cash generated from financing activities: ₹996.10 crore
Net decrease in cash and cash equivalents: (₹624.28) crore
Cash and cash equivalents at period end: ₹355.39 crore

Regulatory Compliance and Audit

The financial results have been prepared in accordance with Indian Accounting Standards (Ind AS)
The results were subjected to limited review by Deloitte Haskins & Sells LLP
The auditors issued a clean review report with no material misstatements identified
The Board resolved to publish the results in newspapers as required under SEBI LODR Regulations

Additional Information

Exceptional Items: None during the current period (₹3.12 crore recognized in FY26 for new Labour Codes)
Net Gain on Fair Value Changes includes realized and unrealized gain/(loss) on debt securities and investments in mutual funds
Previous period figures have been regrouped/rearranged where necessary