AGI Infra Limited – Investor Presentation Summary
Key Operational Highlights
- 11 completed projects with total saleable area of 102,19,516 sq. ft.
- 13 ongoing projects with total saleable area of 1,95,43,301 sq. ft. and 46% average completion
- 4 upcoming projects with total saleable area of 61,73,000 sq. ft.
- Land reserves of 152.25 acres across multiple locations in Punjab
- Key drivers: Premium and luxury housing focus (82.98% of ongoing portfolio), geographic expansion into Ludhiana and New Chandigarh
Segment-wise Performance
- Premium & Luxury Housing: 72.41% of completed projects (74,00,236 sq. ft.), 82.98% of ongoing projects (1,62,18,017 sq. ft.)
- Affordable Housing: 26.41% of completed projects (26,99,180 sq. ft.), 15.98% of ongoing projects (31,23,100 sq. ft.)
- Retail Space: 1.18% of completed projects (1,20,100 sq. ft.), 0.42% of ongoing projects (82,152 sq. ft.)
- Office Space: 0.0% of completed projects, 0.62% of ongoing projects (1,20,032 sq. ft.)
Financial Highlights
Quarter Ended September 30, 2026:
- Revenue: ₹10,277 lakh
- EBITDA: ₹4,622 lakh
- PAT: ₹3,074 lakh
- EBITDA Margin: 45%
- PAT Margin: 30%
Quarterly Comparison:
- Revenue growth: ₹10,277 lakh vs ₹8,714 lakh in Q2 FY2026 (18% YoY)
- PAT growth: ₹3,074 lakh vs ₹2,205 lakh in Q2 FY2026 (39% YoY)
- EBITDA Margin improvement: 45% vs 41% in Q2 FY2026
Half-Yearly Performance (HY1 FY26-27):
- Revenue from operations: ₹19,662.99 lakh (11.14% YoY growth)
- Total Revenue: ₹20,232.45 lakh (11.97% YoY growth)
- PAT: ₹5,827.44 lakh (38.00% YoY growth)
- Profit before tax: ₹7,058.87 lakh (38.46% YoY growth)
Geographical Revenue Split
- Domestic focus: All projects located in Punjab region (Jalandhar, Kapurthala, Ludhiana, New Chandigarh)
- No export revenue mentioned
- Regional breakdown: Jalandhar (majority), Ludhiana, Kapurthala, New Chandigarh
Balance Sheet Snapshot
As of September 30, 2026:
- Total Assets: ₹174,304.79 lakh
- Inventories: ₹122,375.05 lakh
- Cash and cash equivalents: ₹5,224.26 lakh
- Bank balances: ₹1,078.43 lakh
- Equity Share capital: ₹1,249.97 lakh
- Other Equity: ₹51,052.88 lakh
- Non-current borrowings: ₹10,969.73 lakh
- Current borrowings: ₹6,065.72 lakh
- Other current liabilities: ₹98,041.40 lakh
Capex & Cash Flow Health
Half-Year Ended September 30, 2026:
- Purchase of Fixed Assets: ₹266.06 lakh
- Other non-current investments: ₹2,841.22 lakh
- Net cash from operating activities: ₹1,790.27 lakh
- Net cash used in investing activities: ₹2,976.78 lakh
- Net cash used in financing activities: ₹2,355.61 lakh
- Net decrease in cash equivalents: ₹3,542.12 lakh
- Cash equivalents at beginning: ₹9,844.81 lakh
- Cash equivalents at end: ₹6,302.69 lakh
Strategic & R&D Initiatives
- Focus on premium and luxury housing segment (72.90% of upcoming portfolio)
- Expansion into commercial projects (8.91% of upcoming portfolio)
- Geographic diversification into Ludhiana and New Chandigarh markets
- Land bank acquisition strategy for future development
Industry Trends & Business Environment
- Punjab real estate market development
- Growing demand for premium residential properties
- Expansion into commercial real estate segment
Management Commentary & Growth Outlook
- Managing Director Sukhdev Singh Khinda has over two decades of real estate experience
- Company recognized in Forbes Asia Best Under a Billion list (2023-24)
- Multiple industry awards including India Wealth Creator's Award (2025)
- IGBC membership and ISO 9001:2008 certification for quality construction
Project Completion Timeline
- 2027: AGI Sky Garden-III, AGI Smart Homes-II
- 2028: Urbana Township, AGI Sky Villas
- 2029: Urbana Square, AGI Smart Homes-II EXT, Jalandhar Heights-III EXT
- 2030: Jalandhar Heights-IV, Prestige BY AGI
- 2031: AGI GREEN CREST, UTOPIA BY AGI, Commercial Project Jalandhar
- 2032: Gateway By AGI, AGI Urban Crest, AGI Heart Land
Shareholding Pattern
- Sukhdev Singh Khinda: 5,53,03,200 shares
- Ravinderjit Kaur: 1,22,50,000 shares
- Ghans Kaur: 2,15,60,000 shares
- Public: 3,58,83,288 shares
- Total: 12,49,97,388 shares