Platform Performance Metrics (Q1 FY27)

The presentation highlights key platform metrics as of Q1 FY27:

  • 38.6 million users on the platform
  • ₹1.7 trillion in assets under custody
  • 3.6 million mutual fund ever users, with >39% activated by MF
  • 20.2% overall retail equity turnover market share
  • Wealth AUM of ₹134.4 billion (+33% YoY)
  • Client funding book of ₹71+ billion
  • Credit distributed book of ₹5+ billion (period ending)
  • 151,000+ ever taken credit user count (as of June 30, 2026)

AI Integration and Technology Initiatives

The company detailed extensive AI implementation across its operations:

  • Ask Angel AI-powered conversational assistant used by 1.1+ million users
  • 72% asked finance-related queries, 28% support-related queries
  • 78% guided prompts, 22% free flow queries
  • KYC face match with >99% accuracy
  • Real-time signature validation reduced STP rejection rate from 3.2% to 0.5%
  • Voice intelligence for sales process analytics
  • Email & ticket automation handling 33% of emails and 17% of tickets monthly
  • AI coding adoption enabling >75% of code for engineers using AI tools
  • Ionic agent reducing portfolio gap analysis from 2 days to 30 seconds

Security and Compliance Framework

The company emphasized its security infrastructure:

  • Certified under ISO/IEC 27001:2022 and ISO 22301:2019
  • Compliant and audited against SEBI CSCRF framework
  • Multi-layered security controls including end-to-end encryption, OTP-based login, two-factor authentication
  • Evolving privacy governance aligned with DPDPA

Financial Performance (Consolidated Q1 FY27)

Income Statement Highlights:

  • Number of Trading Days: 60
  • Interest Income: ₹4,669 million
  • Fees and Commission Income: ₹9,575 million
  • Net Gain on Fair Value Changes: ₹53 million
  • Total Revenue from Operations: ₹14,297 million
  • Other Income: ₹40 million
  • Total Income: ₹14,337 million (25.4% YoY growth)

Expense Breakdown:

  • Finance Costs: ₹1,292 million
  • Fees and Commission Expense: ₹2,031 million
  • Employee Benefits Expenses: ₹2,297 million
  • ESOP Expense: ₹389 million
  • Depreciation, Amortization and Impairment: ₹351 million
  • Other Expenses: ₹4,726 million
  • Total Expenses: ₹11,090 million

Profitability:

  • Profit Before Tax: ₹3,247 million
  • Total Income Tax Expense: ₹933 million
  • Profit for the Period: ₹2,314 million (102.1% YoY growth)
  • TTM EPS: ₹11.4
  • Book Value: ₹70.3 as on June 30, 2026

Balance Sheet Summary (June 2026):

  • Financial Assets:
  • Cash, Cash Equivalents and Bank Balance: ₹140,430 million
  • Other Trade Receivables: ₹902 million
  • Client Funding Book: ₹71,525 million
  • Investments: ₹2,773 million
  • Other Financial Assets: ₹2,424 million
  • Non-Financial Assets: ₹5,117 million
  • Total Assets: ₹224,163 million
  • Financial Liabilities: ₹158,637 million
  • Networth: ₹64,186 million

Business Segment Overview

The presentation detailed the multi-product ecosystem:

1. Broking: Equity Cash, Equity Derivatives & Commodities (acquisition layer)

2. Mutual Funds: Personalized investing & SIP journeys (retention layer)

3. Wealth Management: PMS, GIFT City, advisory for UHNI, HNI & Affluent

4. AMC: 11 schemes for simplified access to investments

5. Credit: Client funding with 7 lending partners, AI-driven scoring

6. Insurance: JV with LivWell Holdings for curated life insurance products

Revenue Diversity

  • Gross broking contributes approximately 60% to total gross revenues
  • Interest income contribution to total gross revenues shown quarterly from Q1 '25 to Q1 '27
  • Strategy focuses on evolving revenue segments through diverse product offerings

Investor Relations Contacts

  • Company Representative: Mr. Hitul Gutka, Head IR (hitul.gutka@angelone.in)
  • IR Consultants: Strategic Growth Advisors
  • Mr. Shogun Jain / Mr. Shrikant Sangani

+91 77383 77756 / +91 96195 95686