APOLLO FINVEST (INDIA) LTD. Q1 FY27 Investor Presentation Summary
Company Overview
- Established in 1985 with decades of experience in financial services
- Publicly listed NBFC on the Bombay Stock Exchange
- 100% digital lending operation with fully digital personal loans via their app
- Digital-first publicly listed NBFC
Business Model and Capabilities
- Technology First: Faster execution, automation at every layer, seamless scalability, API integration
- Data Driven: Multiple data signals, proprietary models, smarter underwriting
- Scalable Infrastructure: Robust, reliable, secure infrastructure built to handle millions of decisions in real time
Flagship Product - Apollo Cash
- Digital personal loan product described as "Your next loan is two minutes away"
- Live across 19,000+ pincodes
- 200,000+ downloads
- 500,000+ applications
- 100,000+ loans disbursed
- Loan amounts up to ₹50,000
- Process described as 100% digital with funds in account in approximately 2 minutes
- Marketing highlights: BSE Listed, RBI Registered, Since 1985, NBFC, Public company, 40-years of trust
Management Team
Founders:
- Mikhil Innani, CEO: Co-Founded PharmEasy, Led Growth & Product at Hotstar, Carnegie Mellon Alumni
- Diksha Nangia, COO: Ex HDFC with 10+ years experience in financial services, CFA Charter Holder, MBA in Finance from NMIMS
New Hires:
- Nirdesh Shah, Senior Finance Manager: Prior experience as Team Lead (Accounts & Finance) and Finance Executive at JM Financial Services
Financial Highlights Q1 FY27
- Total Income: ₹23.2 crore
- Income per Employee: ₹0.89 crore (indicating high efficiency with lean, scalable team)
- Profit Before Tax: ₹10.4 crore
- Company has maintained sustained profitability since inception
- PBT Growth Y/Y: 6.23% (accelerating profitability on year-on-year basis)
- Net Profit Margin: 29.96% (healthy margins backed by cost efficiency)