Aptus Q4 FY26 Net Profit Rises 26% YoY

Aptus reported Q4 FY26 net profit of ₹261 Cr, up 26% YoY, with AUM growing 21% to ₹13,107 Cr driven by record quarterly disbursements of ₹1,242 Cr.
Asset quality saw GNPA increase to 1.52% from 1.19% in FY25, while 30+ DPD improved sequentially by 27 bps to 6.21% in Q4.
The company provided FY27 AUM growth guidance of 22-24%, supported by expansion in Maharashtra and Odisha and deeper penetration in existing markets.
FY26 PAT grew 26% YoY to ₹943 Cr, with RoA and RoE at 7.9% and 20.1% respectively, while spreads improved to 8.9%.