AU Small Finance Bank Q4 PAT Up 65% YoY to ₹832 Cr

AU Small Finance Bank reported Q4 FY26 PAT of ₹832 crore, a 65% YoY increase, with NIM expanding to 5.96% and improved asset quality.
Total deposits grew 23% YoY to ₹1,52,661 crore and gross loans grew 21% YoY to ₹1,40,327 crore, with strong performance in secured businesses.
The Bank announced key leadership changes including MD & CEO reappointment, launched an AI-native loan origination system, and declared a ₹1 per share dividend for FY26.
RBI replaced the NOFHC requirement for the Universal Bank transition, with the final license application submitted in March 2026 awaiting approval.