Aye Finance Q4 FY26 Net Profit Jumps 110% YoY

Aye Finance reported a 110% YoY surge in Q4 FY26 net profit to INR86 crores, with AUM growing 27% annually to INR7,044 crores.
The company provided FY27 guidance targeting 25-30% AUM growth, credit costs of 3.5-4%, and aims to reduce opex ratio to 8.25-8.75%.
Management highlighted improving asset quality with PAR 1+ declining to 6.9% and collection efficiency reaching 99.5% in March 2026.
The earnings call transcript was submitted to exchanges as a regulatory disclosure following the company's February 2026 IPO that raised INR1,010 crores.