Bajaj Finance Q4 FY26 PAT Up 27% to ₹5,660 Crore

Bajaj Finance reported Q4 FY26 consolidated PAT growth of 27% to ₹5,660 crore before one-time actions, with AUM crossing ₹5 lakh crore milestone at ₹509,975 crore.
The company added 3.93 million new customers in Q4 and booked 12.89 million new loans, while maintaining strong capital adequacy at 21.55% as of March 2026.
FINAI transformation accelerated with 203 dedicated AI employees and deployment of 27 autonomous agents, targeting significant operational benefits in FY27.
Management provided FY27 guidance including 22-24% AUM growth, credit cost of 1.45%-1.60%, and ROA in the range of 4.4%-4.6%.