Computer Age Management Services Limited – Investor Presentation Summary

Key Operational Highlights

  • CAMS MF AuM grew 12.1% Y-o-Y to ₹58.4 lakh crore in Q2 FY'27, maintaining leadership with 67% market share
  • Equity MF AuM increased 15.5% Y-o-Y to ₹33.2 lakh crore, outperforming industry growth of 15.2%
  • SIP collections grew 16.5% Y-o-Y to ₹61,369 crore in Q2 FY'27, outperforming industry growth of 12.4%
  • Live SIP accounts reached 6.96 crore, up 12.9% Y-o-Y, with market share strengthening to 63.9% from 63.4% a year ago
  • Unique investor base expanded 15.1% Y-o-Y to over 4.98 crore investors, surpassing industry growth of 11.1%
  • Specialized Investment Funds (SIFs) cumulative AuM exceeded ₹20,000 crore with 12 SIFs launched
  • GIFT City retail funds AuM crossed ₹1,500 crore with 5 funds live

Key drivers of operational performance: Strong equity net sales capturing 70% of industry's equity net sales over last 12 months, broadened participation to over 10,200 distributors and 85,000 investors for SIFs

Segment-wise Performance

Mutual Fund Services: Market leadership maintained with 67% market share, servicing 32 out of 64 licensed AMCs

Beyond Mutual Funds: Non-mutual fund revenue contribution increased to 15.9%, up 150 basis points Y-o-Y

Explanation of significant changes in segment performance: Diversification momentum accelerated with non-mutual fund businesses growing 21.7% Y-o-Y

Financial Highlights

Revenue: ₹414.47 crore (Q2 FY27)

EBITDA: ₹190.86 crore

PAT: ₹131.49 crore

EPS: ₹5.30 (basic), ₹5.27 (diluted)

Margins: EBITDA margin 46.0% (expanded 140 bps Y-o-Y), PAT margin 30.7%

YoY/QoQ comparison: Revenue grew 10.0% Y-o-Y, EBITDA increased 13.5% Y-o-Y, PAT grew 14.4% Y-o-Y

Drivers of financial performance: Operating leverage and disciplined cost management, sustained business momentum

Key Risks: Dynamic market environment, performance of Indian economy and international markets, industry competition, technological implementation changes

Geographical Revenue Split

Not Specified

Balance Sheet Snapshot

Not Specified

Capex & Cash Flow Health

Not Specified

Strategic & R&D Initiatives

  • FundsNet 2.0 successfully went live with complete migration of transaction origination targeted by Q4 FY'27
  • AI-led transformation initiatives scaled with six of eight extraction use cases deployed
  • Enterprise-wide data and reporting modernization progressing to unlock operational efficiencies from Q4 FY'27
  • Launched DIY portal for GIFT City retail investors enabling end-to-end onboarding
  • KYCHUB e-KYC platform launched enabling seamless customer onboarding

Expected impact on growth: Significant employee productivity improvements, operational efficiencies beginning Q4 FY'27

Strategic Rationale: Expanding into high-growth markets, reducing operational costs, maintaining technology leadership

Industry Trends & Business Environment

Macro/Industry Trends: Mutual fund industry growth, digital transformation in financial services, increasing adoption of specialized investment products

Impact on Company: Supporting above-industry growth rates, creating opportunities for diversification beyond core MF business

Management Commentary & Growth Outlook

Strategic Outlook: Continued focus on strategic platform modernization and AI-led transformation initiatives

FY Guidance: Not explicitly provided

Market Share Targets: Maintain leadership position in MF RTA services

Risks and Opportunities: Market opportunity in alternatives, payment services, and digital transformation solutions

ESG Updates

  • Structured ESG roadmap with measurable targets and external benchmarking
  • Strong scores across leading ESG assessments including MSCI, Sustainalytics, S&P Global CSA, and CDP
  • Four independent ESG assessments conducted

Corporate Calendar

Interim Dividend: ₹3.25 per share declared