• The company intimated an analyst meet to present the Unaudited Financial Results for the quarter and half-year ended 30th September 2026.
  • The event was scheduled for 9th October 2026 (the date of the disclosure).
  • The purpose was to discuss Q2 and H1 FY27 financial results and strategic updates.
  • The presentation was attached to the disclosure and made available on the company website at www.canarahsbclife.com.
  • Management participants were not explicitly listed in the disclosure text.
  • No specific indication was given about whether unpublished price sensitive information (UPSI) would be shared.

Financial Highlights from Presentation

  • Profit After Tax: ₹712 million for H1 FY27 (vs ₹642 million in H1 FY26)
  • Value of New Business (VNB): ₹2,658 million for H1 FY27 (vs ₹2,143 million in H1 FY26)
  • VNB Margin: 21.3% for H1 FY27 (vs 19.6% in H1 FY26)
  • Embedded Value (EV): ₹76,218 million as of H1 FY27 (vs ₹65,435 million in H1 FY26)
  • Operating RoEV: 19.8% on rolling 12M basis for H1 FY27 (vs 17.4% in H1 FY26)
  • Total Premium Income: ₹47,423 million for H1 FY27 (vs ₹40,421 million in H1 FY26)
  • 13th Month Persistency: 85.6% as of September 2026 (vs 84.4% in September 2025)
  • 61st Month Persistency: 54.6% as of September 2026 (vs 55.5% in September 2025)
  • Solvency Ratio: 180.4% as of H1 FY27 (vs 198.0% in H1 FY26)
  • Total Expense Ratio: 20.5% for H1 FY27 (vs 19.0% in H1 FY26)
  • Market Share: 1.8% on industry individual WPI basis
  • Product Mix (H1 FY27): ULIP 41%, Traditional Savings 59%
  • Distribution Channels: Canara Bank (~10,000 branches), HSBC Bank (34 branches), Agency (1,900+ sales force, ₹407 mn APE in H1FY27), RRBs (~8,000 rural branches), Digital, Defence

Strategic Themes Highlighted

  • Technology & Analytics: Accelerating AI/Data analytics to drive revenue and service improvements, including UW Copilot GenAI platform for underwriting
  • Risk & Prudence: Maintaining focus on risk governance with ownership and accountability across management
  • Distribution Leverage: Increasing penetration in existing channels and expanding through new distribution avenues
  • Profitable Growth: Priority on profitable growth through balanced product mix and operational efficiency
  • Digital Ecosystem: 6 Lacs+ unique customers on Mobile App, 80% customers chose DIY options, NPS score of +81

Additional Notes Section

  • The disclosure included the full investor presentation deck with detailed financial and operational metrics.
  • The presentation contained extensive financial data for H1 FY27 and comparative periods.
  • The document was filed under Regulation 30 read with Schedule III of the SEBI (LODR) Regulations, 2015.
  • The communication was signed by Vatsala Sameer, Company Secretary and Compliance Officer.