Capital India Finance Ltd disclosed its FY26 investor presentation, showcasing a pivot to a diversified financial ecosystem including neo-banking and MSME lending.
Company reported standalone PAT surged 242% YoY to ₹40.36 Cr, aided by a ₹97.92 Cr gain from selling its housing subsidiary.
Loan book grew to ₹1,126.88 Cr with a diversified borrowing base of 23 lenders; total debt stood at ₹938 Cr with gearing at 1.39x.
Tech-driven lending and expansion through 46 branches and a vast phygital network via RapiPay's 770K+ outlets were highlighted.