Adjusted EPS $4.42 missed the $4.51 forecast by 2% and revenue $15.23 bn fell short of $15.36 bn expectations.
Net income was $2.2 bn, CET1 capital ratio 14.4%, liquidity reserves $165 bn; stock fell 3.05% after‑hours to $199.43.
Discover integration drove 28.27% YoY loan growth but added integration costs and allowance builds across segments.
Closed a $4.5 bn Brex acquisition and brought Hopper‑powered travel tech in‑house, projecting full‑year EPS $19.28.