Capital One reported Q1 2026 adjusted EPS $4.42, missing consensus $4.51 by $0.09, and revenue $15.2bn vs $15.4bn estimate.
Shares fell 6.7% in after‑hours trading; net income rose to $2.2bn ($3.34 per share) from $1.4bn a year earlier.
Pre‑provision earnings rose 8% to $6.8bn, provision for credit losses fell $74m to $4.1bn, net interest margin slipped 39bps to 7.87%.
Loans held for investment fell 1% to $447.8bn, credit‑card loans down 3% to $270.6bn; deposits rose 3% to $489.1bn; CET1 ratio 14.4%.