Capital Small Finance Bank reported Q4 FY26 results with a 17% YoY PAT growth to ₹40 crores and provided FY27 guidance.
Total deposits crossed ₹10,000 crores, growing 20% YoY, while gross advances reached ₹8,687 crores, up 21% YoY.
Asset quality improved with GNPA at 2.54% and NNPA at 1.24%; NIM expanded to 4.06% with cost of deposits declining to 5.75%.
Management outlined targets for FY27 including 22%+ advances growth, NIM expansion, and a ROA of 1.35%-1.4%.