Capital Small Finance Bank reported Q4 FY26 PAT growth of 17% YoY to ₹40 crore, with PPOP up 28% and NII growth of 13%.
Asset quality improved with GNPA at 2.54% and NNPA at 1.24%, while credit cost remained stable at 0.26% of average assets.
Deposits grew 20% YoY to ₹10,018 crore with a strong CASA ratio of 35%, and the bank is targeting NIM expansion.
The bank outlined its Vision 2029 strategy to double its advance book and expand its branch network by 1.5x.