Central Bank of India FY26 Net Profit Up 15.4%

Central Bank of India reported standalone net profit of ₹4,369 crore for FY26, a 15.4% YoY increase, with Q4 net profit at ₹724 crore.
Total business grew 15.6% to ₹812,439 crore, driven by 18.8% advances growth and 13.4% deposit growth, though NIM compressed to 3.07%.
Asset quality improved with Gross NPA ratio declining to 2.67% and Net NPA ratio at 0.49%, while PCR stood strong at 96%.
The bank provided FY27 guidance targeting 14-16% advances growth, NIM above 3%, and RoA above 1%, alongside digital initiatives and ESG focus.