Consolidated Financial Performance

Total Income: Rs. 11,214 Cr for Q1 FY27 (quarter ended June 30, 2026), compared to Rs. 9,383 Cr in Q1 FY26 (corresponding quarter previous year), registering a growth of 20% year-over-year (YoY).

Profit After Tax (PAT): Rs. 1,789 Cr for Q1 FY27, compared to Rs. 1,260 Cr in Q1 FY26, registering a growth of 42% YoY.

Subsidiary Performance Breakdown

Cholamandalam Investment & Finance Company Ltd (CIFCL)

  • The Company holds a 43.74% stake in CIFCL.
  • Disbursements: Rs. 29,612 Cr in Q1 FY27, compared to Rs. 24,325 Cr in Q1 FY26, registering a growth of 22% YoY.
  • PAT: Rs. 1,654 Cr for Q1 FY27, compared to Rs. 1,136 Cr in Q1 FY26, registering a growth of 46% YoY.
  • Assets Under Management (AUM): Grew by 23% to Rs. 2,54,392 Cr as of June 30, 2026, from Rs. 2,07,663 Cr as of June 30, 2025.

Cholamandalam MS General Insurance Company Ltd. (CMSGICL)

  • The Company holds a 60% stake in CMSGICL.
  • Gross Written Premium (GWP): Rs. 2,189 Cr in Q1 FY27, compared to Rs. 2,073 Cr in the corresponding period previous year, registering a growth of 6% YoY.
  • Profit: Rs. 128 Cr for the quarter ended June 30, 2026, compared to a profit of Rs. 119 Cr in the corresponding quarter previous year.
  • Investment Book: Rs. 19,172 crores as of June 30, 2026.

Cholamandalam MS Risk Services Ltd.

  • The Company holds a 49.5% stake in this Joint Venture Company.
  • Total Income: Rs. 24.86 Cr for Q1 FY27, compared to Rs. 20.44 Cr in the corresponding quarter previous year.
  • PAT: Rs. 0.94 Cr for Q1 FY27, compared to Rs. 1.23 Cr in the corresponding period previous year.

Standalone Financial Performance (Holding Company)

Total Income: Rs. 4.36 Cr for the quarter ended June 30, 2026, compared to Rs. 3.65 Cr in the corresponding quarter of the previous year.

PAT: Rs. 4.38 Cr for the quarter ended June 30, 2026, compared to Rs. 2.11 Cr in the corresponding quarter of the previous year.

Contextual Information

The press release includes a brief description of the Murugappa Group, noting it is a 125-year-old conglomerate with a presence across India and the world, and diverse businesses in agriculture, engineering, and financial services. The Group's size is stated as INR 90,178 crore (902 billion). Cholamandalam Financial Holdings Limited is listed as one of the Group's 10 listed companies.