Cholamandalam FY26 Disbursements Up 11%, PAT Rises 23%

Cholamandalam Investment reported FY26 disbursements of ₹1,11,642 Cr, an 11% YoY growth, with Q4 disbursements up 25% to ₹32,913 Cr.
Profit After Tax (PAT) grew 23% YoY to ₹5,220 Cr, while Assets Under Management (AUM) increased 21% to ₹2,42,630 Cr.
Asset quality saw some pressure with Stage 3 assets at 3.05% and GNPA at 4.36% as of March 2026, though coverage ratio improved to 47.3%.
The investor presentation detailed performance across vehicle finance, MSME, and consumer ecosystems, alongside capital adequacy of 19.21%.