Cholamandalam Q4 FY26 AUM Hits ₹2.43 Lakh Crore

Cholamandalam reported Q4 FY26 AUM growth of 21% YoY to ₹2.43 lakh crore and disbursement growth of 25% YoY to ₹32,913 crore.
The company created a ₹200 crore management overlay as a precaution against global uncertainties while reporting improved NIMs and credit costs.
Management provided FY27 guidance for 20-23% AUM growth, 1.5% credit cost, and a pre-tax ROA target of ~3.5%.
The Board recommended a final dividend of ₹0.70 per share (35%) for FY26, in addition to an interim dividend of ₹1.30 (65%).