Financial Performance Highlights
Comfort Fincap Limited reported strong financial results for FY 2025-26 with 47% PAT growth to ₹7.49 crore (from ₹5.10 crore in FY 2024-25) and 21% revenue increase to ₹16.11 crore. The company achieved significant milestones including net worth crossing ₹100 crore and maintained robust capital adequacy ratio at 69.96%. Earnings per share stood at ₹0.86 (basic and diluted).
AGM and Corporate Actions
The 44th Annual General Meeting was convened on September 21, 2026 to approve audited financial statements and declare a final dividend of ₹0.10 per equity share (5% of face value ₹2). Shareholders approved material related party transactions with an aggregate limit of ₹460 crore across multiple entities and authorized fundraising of ₹300 crore via private placement of debt securities.
Corporate Governance & Board Changes
The board underwent significant changes with two director resignations (Mr. Devendra Lal Thakur and Mrs. Apeksha Kadam) and three new appointments (Mr. Sanjeev Kumar Pandey, Mr. Sanjiv Swarup, and Mrs. Nirmala Kanjar as Executive Director and CFO). Six board meetings were held during the year, and five statutory committees were reconstituted. The company completed conversion of 25 lakh share warrants and increased authorized share capital to ₹60 crore.
Financial Position and Operations
As a Base Layer NBFC, the company maintained a diversified product portfolio including Loan Against Securities, Promoter Funding, Consumer Durable Loans, and Mobile Financing. The loan book stood at ₹95.71 crore (net of impairment) with gross NPA of ₹0.50 crore. Investments were valued at ₹509.86 lakh under FVTPL with fair value hierarchy disclosure.
Regulatory Compliance and Disclosures
The company complied with SEBI Listing Regulations and RBI guidelines for NBFCs. Contingent liabilities included income tax demands of ₹61.29 lakh under dispute. Employee retirement benefits showed defined benefit gratuity obligation of ₹44.40 lakh. Extensive related party transactions were disclosed totaling ₹9,571.21 lakh in loans to entities with substantial interest.
Additional Information
The company maintained strong capital structure with promoter holding at 55.05% and public holding at 44.95%. Book closure was scheduled for September 15-21, 2026, with e-voting available from September 18-20, 2026. The registered office shift from West Bengal to Maharashtra was approved pending final approvals. No material events occurred after the reporting date requiring adjustment in financial statements.