CreditAccess Grameen Q4 PAT Surges 619% YoY

CreditAccess Grameen reported Q4 FY26 PAT of INR 340 Cr, up 619.4% YoY, with ROA at 4.4% and ROE at 17.8%.
AUM grew 14.0% YoY to INR 29,590 Cr, disbursements increased 28.4% YoY to INR 8,313 Cr, and asset quality improved with GNPA at 3.17%.
The company provided FY27 guidance targeting 20-25% AUM growth, 12.8-13.2% NIM, 3-4% credit cost, and 4.0-4.8% ROA.
A new evolved ECL model was implemented, incorporating a 120-month historical period and forward-looking macroeconomic scenario modelling.