CreditAccess Grameen Q4 PAT Surges 6x YoY to ₹340 Crore

CreditAccess Grameen reported Q4 FY26 PAT of ₹340 crore, growing over 6x YoY and 34.7% QoQ, with ROA at 4.4% and ROE at 17.8%.
AUM grew 14.0% YoY to ₹30,913 crore, while Q4 disbursements surged 28.4% YoY to ₹8,313 crore, adding 3.3 lakh borrowers.
The company implemented a new ECL provisioning model, resulting in an additional ₹39 crore provision due to West Asia crisis weightage.
FY27 guidance includes AUM growth of 20-25%, credit cost of 3.0-4.0%, ROA of 4.0-4.8%, and ROE of 16.0-20.0%.