CSB Bank Q4 Net Profit Rises 32% to ₹202 Crores

CSB Bank reported a 32% sequential growth in Q4 net profit to ₹202 crores and a 7% annual growth to ₹633 crores for FY2026.
Asset quality improved significantly with GNPA at 1.66% and NNPA at 0.40%, the lowest in four quarters, while deposits grew 20% YoY.
The bank completed a major core banking system migration and outlined plans to build its retail liability franchise before accelerating retail asset growth from FY2028.
Management provided guidance for FY2027, targeting ~25% loan growth and maintaining NIM in the 3.75%-4% range, with cost-to-income ratio between 60-65%.