DCB Bank reported its highest-ever quarterly PAT of ₹206 crore and full-year PAT of ₹732 crore for Q4 and FY26 respectively.
Advances grew 18% YoY and deposits grew 21% YoY, with NIM improving to 3.39% and gross NPA at a 7-year low of 2.45%.
Management guided for continued 18-20% growth, a potential capital raise of ~₹1,200 crore in H2FY27, and credit costs remaining below 45 bps.