Financial Results Overview (₹ in Lakhs)

For Quarter Ended March 31, 2026:

  • Revenue from Operations: ₹166.47
  • Other Operating Income: ₹0.15
  • Other Income: ₹0.90
  • Total Income: ₹167.52
  • Total Expenses: ₹122.55
  • Profit Before Tax: ₹44.97
  • Tax Expense: ₹12.29 (Current tax ₹19.20, tax adjustments for earlier years ₹-0.03, deferred tax ₹-6.88)
  • Net Profit for Period: ₹32.67
  • Total Comprehensive Income: ₹33.02
  • Basic & Diluted EPS: ₹0.18

For Financial Year Ended March 31, 2026:

  • Revenue from Operations: ₹591.89
  • Other Operating Income: ₹0.40
  • Other Income: ₹3.60
  • Total Income: ₹595.89
  • Total Expenses: ₹305.49
  • Profit Before Tax: ₹290.40
  • Tax Expense: ₹72.59 (Current tax ₹79.50, tax adjustments for earlier years ₹-0.03, deferred tax ₹-6.88)
  • Net Profit for Year: ₹217.81
  • Total Comprehensive Income: ₹218.15
  • Basic & Diluted EPS: ₹1.17
  • Paid-up Equity Share Capital: ₹1,866.96 lakhs (Face Value ₹10 each)
  • Reserves: ₹2,926.95 lakhs (excluding revaluation reserves)

Comparative Financial Performance

Year-over-Year Comparison (FY 2026 vs FY 2025):

  • Revenue from Operations decreased from ₹642.30 lakhs to ₹591.89 lakhs
  • Net Profit decreased from ₹226.22 lakhs to ₹217.81 lakhs
  • EPS decreased from ₹1.21 to ₹1.17

Balance Sheet Position (as at March 31, 2026)

  • Total Assets: ₹6,808.73 lakhs
  • Financial Assets: ₹6,135.62 lakhs (Cash ₹2.69 lakhs, Loans ₹5,123.86 lakhs, Investments ₹857.96 lakhs, Other financial assets ₹151.10 lakhs)
  • Non-financial Assets: ₹673.12 lakhs
  • Total Liabilities: ₹2,005.71 lakhs
  • Financial Liabilities: ₹1,986.38 lakhs (Borrowings ₹1,974.37 lakhs, Other financial liabilities ₹12.01 lakhs)
  • Non-financial Liabilities: ₹19.33 lakhs
  • Equity: ₹4,803.02 lakhs (Share capital ₹1,866.96 lakhs, Other equity ₹2,936.06 lakhs)

Cash Flow Statement (FY 2026)

  • Cash generated from operating activities: ₹466.88 lakhs
  • Income tax paid: ₹79.15 lakhs
  • Net cash from operating activities: ₹387.73 lakhs
  • Net cash from investing activities: ₹8.66 lakhs
  • Net cash used in financing activities: ₹396.39 lakhs
  • Net decrease in cash: ₹0.00 lakhs
  • Cash equivalents at beginning: ₹2.70 lakhs
  • Cash equivalents at end: ₹2.70 lakhs

Appointment of Internal Auditor

The Board approved the appointment of Mr. Sourabh Jalan (Membership No. 307583), partner of M/S G. Goenka & Co, Chartered Accountants, as Internal Auditor for the financial year 2026-27. The appointment was effective from May 30, 2026. Mr. Jalan's office address is 18, British India Street, 3rd Floor, Room No. 305, Kolkata - 700 069, with email ssourabhjalan@yahoo.com.

Business Segment

The company is engaged primarily in the business of lending and borrowing, and there is no separate reportable segment as per Ind AS 108.