ESAF SFB reported Q4 FY26 net profit of ₹24 crore, a significant turnaround from a ₹183 crore loss in Q4 FY25.
The Bank's MARG secured portfolio grew 72% YoY, now constituting 61% of gross advances, driving improved asset quality.
Gross NPA reduced to 5.4% and Net NPA declined to 1.8%, while Operating Profit surged 166.1% YoY to ₹241 crore.
Total business reached ₹48,276 crore with 14.8% YoY growth, supported by a strong CRAR of 22.2%.