Fedbank Financial Services Q4 PAT Rises 40% to ₹100 Crore

Fedbank Financial Services reported Q4 FY26 PAT of ₹100.5 crore, up 40% YoY, driven by 27% AUM growth to ₹20,153 crore.
Gold loan AUM surged 76% YoY to ₹10,352 crore, with 148 new branches opened in FY26 and tonnage growing 12%.
Credit costs improved significantly to 0.7% in Q4 (from 1.7% in FY25) following ST LAP business restructuring and enhanced collections.
The company raised ₹450 crore in subordinated debt, maintaining CRAR at 22.4% while targeting 20-25% AUM growth for FY27.