Summary of Key Information:

Reporting Period: Quarter ended June 30, 2026 (Q1 FY27)

Nature of Filing / Announcement: Approval of Unaudited Financial Results

Audit Opinion:

Unmodified review report issued by Joint Statutory Auditors

Key Financial Highlights [₹ in Lakhs]:

Standalone Results:

Quarter ended June 30, 2026 vs June 30, 2025:

  • Revenue from Operations: ₹8,28,669 vs ₹7,79,961 (Increase)
  • Total Income: ₹8,94,311 vs ₹8,31,533 (Increase)
  • Net Profit: ₹1,17,693 vs ₹86,175 (Increase)
  • EPS: ₹4.77 vs ₹3.51 (Increase)

Quarter ended June 30, 2026 vs March 31, 2026:

  • Revenue from Operations: ₹8,28,669 vs ₹8,54,404 (Decrease)
  • Total Income: ₹8,94,311 vs ₹9,13,247 (Decrease)
  • Net Profit: ₹1,17,693 vs ₹1,25,910 (Decrease)
  • EPS: ₹4.77 vs ₹5.11 (Decrease)

Other Standalone Metrics:

  • Operating Profit: ₹2,09,424
  • Provisions and contingencies: ₹35,324
  • Paid-up Equity Share Capital: ₹49,142 lakh (Face value ₹2 per share)
  • Reserves excluding Revaluation Reserve: Not Specified
  • Cash and Cash Equivalents: Not Specified
  • Debt: Not Specified
  • Net Worth: ₹39,95,117
  • Capital Adequacy Ratio (Basel III): 17.25%
  • Return on Assets: 0.25%

NPA Ratios (Standalone):

  • Gross NPA: ₹4,66,966 (1.52%)
  • Net NPA: ₹50,605 (0.20%)

Consolidated Results:

Quarter ended June 30, 2026 vs June 30, 2025:

  • Total Income: ₹8,94,311 vs ₹8,31,533 (Increase)
  • Net Profit: ₹1,25,609 vs ₹91,832 (Increase)
  • EPS: ₹5.09 vs ₹3.74 (Increase)

Quarter ended June 30, 2026 vs March 31, 2026:

  • Total Income: ₹8,94,311 vs ₹9,13,247 (Decrease)
  • Net Profit: ₹1,25,609 vs ₹1,34,097 (Decrease)
  • EPS: ₹5.09 vs ₹5.44 (Decrease)

Other Consolidated Metrics:

  • Minority interest: ₹4,640
  • Share in Profit of Associates: ₹488
  • Paid-up Equity Share Capital: ₹49,361 lakh

Segment-wise Performance [₹ in Lakhs]:

Standalone Segment Revenue (Q1 FY27):

  • Treasury: ₹1,49,481
  • Corporate/Wholesale Banking: ₹3,32,908
  • Retail Banking: ₹8,22,894
  • Digital Banking: ₹95,075
  • Other Retail Banking: ₹7,27,819
  • Other Banking operations: ₹10,779
  • Unallocated: ₹576

Standalone Segment Results (Q1 FY27):

  • Treasury: ₹26,109
  • Corporate/Wholesale Banking: ₹60,870
  • Retail Banking: ₹61,245
  • Digital Banking: ₹5,404
  • Other Retail Banking: ₹55,841
  • Other Banking operations: ₹9,162
  • Unallocated: ₹576

Consolidated Segment Revenue (Q1 FY27):

  • Treasury: ₹1,50,471
  • Corporate/Wholesale Banking: ₹3,30,883
  • Retail Banking: ₹8,88,741
  • Digital Banking: ₹95,075
  • Other Retail Banking: ₹7,93,666
  • Other Banking operations: ₹11,609
  • Unallocated: ₹576

Consolidated Segment Results (Q1 FY27):

  • Treasury: ₹27,678
  • Corporate/Wholesale Banking: ₹60,870
  • Retail Banking: ₹74,984
  • Digital Banking: ₹5,404
  • Other Retail Banking: ₹69,580
  • Other Banking operations: ₹9,992
  • Unallocated: ₹576

Corporate Actions:

  • Dividend: Not Specified
  • Share split/bonus/buyback: Not Specified
  • During the quarter ended June 30, 2026, the Bank allotted 37,56,655 equity shares of ₹2 each pursuant to exercise of stock options by employees

Other Significant Information:

  • Entities included in consolidation: Fedbank Financial Services Limited (subsidiary), Federal Operations and Services Limited (subsidiary), Ageas Federal Life Insurance Company Limited (associate)
  • No material change in significant accounting policies from annual financial statements for year ended March 31, 2026
  • Previous period figures regrouped/reclassified where necessary