Five-Star Q4 AUM Growth 11%, PAT at ₹269 Crore

Five-Star Business Finance reported Q4 FY26 PAT of ₹269 crore and full-year PAT growth of 2% to ₹1,099 crore despite asset quality challenges.
Asset quality showed significant improvement with slippage ratio dropping to 0.7% from 1.9% and collection efficiency reaching 98.1%.
The company guided for 20% AUM growth in FY27 and expects credit costs to normalize to 1.7-1.75% with steady-state around 1.5-1.6%.
Management highlighted organizational restructuring separating business and collections teams and raised $100 million from Asian Development Bank.