Key Financial Results
Quarterly Performance (Q2 FY27)
- Total Income: ₹79.14 lakhs (Q2 FY26: ₹62.48 lakhs)
- Interest Income: ₹78.54 lakhs (Q2 FY26: ₹61.59 lakhs)
- Profit Before Tax: ₹15.12 lakhs (Q2 FY26: ₹9.23 lakhs)
- Net Profit: ₹11.37 lakhs (Q2 FY26: ₹7.48 lakhs)
- Basic EPS: ₹0.38 (Q2 FY26: ₹0.25)
Half-Yearly Performance (H1 FY27)
- Total Income: ₹155.37 lakhs (H1 FY26: ₹115.89 lakhs)
- Profit Before Tax: ₹26.90 lakhs (H1 FY26: ₹14.51 lakhs)
- Net Profit: ₹20.90 lakhs (H1 FY26: ₹11.51 lakhs)
- Basic EPS: ₹0.70 (H1 FY26: ₹0.38)
Balance Sheet Position (as at 30th September 2026)
- Total Assets: ₹1,876.33 lakhs (March 2026: ₹1,871.41 lakhs)
- Loans (Financial Assets): ₹1,693.95 lakhs (March 2026: ₹1,679.19 lakhs)
- Cash & Cash Equivalents: ₹33.05 lakhs (March 2026: ₹45.86 lakhs)
- Borrowings: ₹974.72 lakhs (March 2026: ₹961.83 lakhs)
- Deposits: ₹221.30 lakhs (March 2026: ₹243.28 lakhs)
- Equity Share Capital: ₹300.00 lakhs (unchanged)
- Other Equity: ₹343.12 lakhs (March 2026: ₹321.60 lakhs)
Cash Flow Statement (H1 FY27)
- Net Cash from Operating Activities: (₹0.95) lakhs
- Net Cash used in Investing Activities: (₹2.77) lakhs
- Net Cash used in Financing Activities: (₹9.09) lakhs
- Net decrease in Cash: ₹12.81 lakhs
- Cash at period end: ₹33.05 lakhs
Regulatory and Compliance Information
- Board Meeting: Commenced at 11:30 AM and concluded at 1:00 PM on 14th November 2026
- Statutory Auditors: Chandarana & Sanklecha, Chartered Accountants (Firm Regn No: 000557S)
- Review Report: Unqualified opinion issued by auditors confirming compliance with Ind AS 34 and SEBI regulations
Additional Notes
1. The company is primarily engaged in financing business with no separate reportable segments as per Ind AS 109
2. Previous periods' figures have been regrouped/reclassified where necessary
3. The full format of quarterly results is available on BSE website (www.bseindia.com) and company website (www.galadafinance.in)
4. The results were reviewed by the Audit Committee before being taken on record by the Board