A meeting of the Board of Directors of Gilada Finance and Investments Limited was held on Wednesday, 11th November, 2026, through Video Conferencing, commencing at 11:30 A.M. and concluding at 02:00 P.M.

The Board considered and approved the following matters:

1. Unaudited Financial Results

Approved the Unaudited Financial Results of the Company for the quarter and half year ended 30th September, 2026.

2. Limited Review Report

Approved the Limited Review Report issued by the Statutory Auditors of the Company on the Unaudited Financial Results for the quarter and half year ended 30th September, 2026.

3. Cessation of Additional Director

Took note of the cessation of Mr. Sanjeev Kumar (DIN: 11602953) as an Additional Director of the Company with effect from 11th September, 2026.

4. Notice of Extra-Ordinary General Meeting

Approved the Notice of the Extra-Ordinary General Meeting (EGM) of the Company.

5. Appointment/Re-appointment of Directors

  • Approved the appointment of Mr. Rajgopal Gilada (DIN: 00307829) as Managing Director of the Company.
  • Approved the re-appointment of Mr. Dodballapur Narasimha Murthy Gopal (DIN: 09286830) as an Independent Director of the Company.
  • Approved the appointment of Mr. Sanjeev Kumar (DIN: 11602953) as an Additional Director of the Company.

The above appointments/re-appointment shall be subject to the approval of the members of the Company at the ensuing Extra-Ordinary General Meeting.

6. Allotment of Non-Convertible Debentures (NCDs)

Approved the allotment of 21 (Twenty One) Non-Convertible Debentures (NCDs) having a face value of Rs.1,00,000/- (Rupees One Lakh only) each, aggregating to Rs.21,00,000/- (Rupees Twenty One Lakhs only), out of the approved issue size of Rs.10,00,00,000/- (Rupees Ten Crores only), on a private placement basis to the identified applicant(s).

Allottee Details:

  • Avinash Ujwala Malpani: 3 NCDs, Cumulative, ₹3,00,000/-
  • Asha Malpani Ramvilas: 3 NCDs, Cumulative, ₹3,00,000/-
  • Desh Mahipati Milind Pande: 10 NCDs, Cumulative, ₹10,00,000/-
  • Madhaveshwar N: 5 NCDs, Non-Cumulative, ₹5,00,000/-
  • Total Allotment: ₹21,00,000/-

Financial Results for Quarter Ended September 30, 2026

Income Statement Highlights (Amounts in ₹ Lacs)

Quarter Ended September 30, 2026 (Unaudited):

  • Revenue from Operations: ₹386.85
  • Other Income: ₹0.58
  • Total Income: ₹387.43
  • Profit/(loss) before Exceptional Items & Tax: ₹258.41
  • Profit/(loss) before tax: ₹258.41
  • Tax Expense: ₹162.29
  • Profit for the Period: ₹96.12
  • Total Comprehensive Income: ₹96.12
  • Earnings Per Share (Basic): Not quantifiable from provided data

Comparative Performance:

  • Quarter Ended September 30, 2025 (Unaudited): Profit for the Period ₹111.56
  • Half Year Ended September 30, 2026 (Unaudited): Profit for the Period ₹149.09

Balance Sheet Highlights (Amounts in ₹ Lacs)

As at September 30, 2026 (Unaudited):

  • Total Assets: ₹3,869.72
  • Financial Assets: ₹3,448.63
  • Cash and cash equivalents: ₹46.41
  • Loans: ₹3,391.91
  • Investments: ₹5.90
  • Non-financial Assets: ₹421.09
  • Total Liabilities: ₹1,156.55
  • Financial Liabilities: ₹1,120.83
  • Debt Securities (Debentures): ₹121.00
  • Borrowings (Other than Debt Securities): ₹973.34
  • Non-Financial Liabilities: ₹35.72
  • Equity: ₹2,713.18
  • Equity Share capital: ₹702.46
  • Other Equity: ₹2,010.72

Cash Flow Highlights (Amounts in ₹ Lacs)

Half Year Ended September 30, 2026 (Unaudited):

  • Net cash flow from operating activities: ₹65.50
  • Net cash flow from investing activities: ₹(4.52)
  • Net cash flow from financing activities: ₹(33.61)
  • Net increase in cash & cash equivalents: ₹27.36
  • Cash & cash equivalents at end of period: ₹46.10

Key Ratios

As at September 30, 2026 (Unaudited):

  • Debt equity ratio (in times): 0.40
  • Net worth (₹ in lakhs): 2,010.72
  • Net profit margin (%): 24.85%
  • Capital Adequacy ratio: 65.56%
  • Gross NPA %: 6.60%
  • Net NPA %: 5.74%