Key Financial Results
Full Year FY26 Performance (Consolidated):
- Revenue: ₹1,212.3 million (27.5% YoY increase) - highest ever in company history
- PAT: ₹1,705.9 million (45.7% YoY increase) - highest ever
- EBITDA: ₹2,486.7 million (36.2% YoY increase)
- EBITDA Margin: 24.3%
- Cash and cash equivalents including investments: ₹4,933.92 million as of March 31, 2026
Q4 FY26 Performance (Consolidated):
- Revenue: ₹2,433 million (21% YoY increase)
- PAT: ₹372 million (61% YoY increase)
- EBITDA: ₹583 million (35.9% YoY increase)
- EBITDA Margin: 23.9%
Corporate Action
- Board recommended bonus share issue in ratio 1:3 (one new fully paid-up equity share of ₹2 each for every three existing fully paid-up equity shares of ₹2 each)
- Subject to shareholder approval
Business Segment Performance
B2B Export Business:
- Lab-grown diamond jewelry exports contributed 88.3% to overall export sales mix during Q4 FY26
- Online revenue accounted for 27.4% of total revenue during Q4 FY26
- Approximately 64.5% of finished jewelry inventory as of March 31, 2026, is with customers as finished stock to be sold in subsequent months
- Order book position as of March 31, 2026: approximately ₹2,000 million
- Average selling price in USD terms remained stable (₹742 to ₹737)
- Volume increase recorded in Q4
ORIGEM (B2C Retail Business):
- Q4 FY26 revenue: ₹55.6 million
- April 2026 sales: ₹3.5 million
- 24 operational stores across 12 cities as of May 2026 (doubled store count since January 2026)
- 8-10 additional stores expected to be operational by September 2026
- Target of 45-50 stores by exit FY27
Operational Updates
Tariff Impact:
- Company operates from Special Economic Zone (SEZ) and continues to avail applicable custom duty exemption benefits
- Recent increase in custom duty in India on gold to 15% will not have material impact on operations, financial performance or profitability
- Company is tariff agnostic due to SEZ status
Hybrid Casting Model:
- Dual casting method implemented with production in United States and India
- Provides 200-300 basis point margin improvement expectation on full-year basis
- Makes company tariff agnostic and provides business continuity
- Lead times maintained at 10 days despite complexity
Product Expansion:
- Introduction of high ASP fashion jewelry in tennis bracelets and tennis necklaces segments
- Fashion jewelry market in US is approximately 50% of total jewelry market (same size as bridal jewelry)
- Focus on technically challenging, higher-value categories rather than low-value silver products
ORIGEM Store Economics
- Total cost to open store: ₹3.5 crores
- Inventory investment: ₹2.5 crores
- Furniture and fit-out costs: ₹50-60 lakhs
- Security/rental deposits: ₹30-40 lakhs (refundable)
- Store-level breakeven: ₹17-19 lakhs monthly revenue
- Target mature store revenue: ₹35 lakhs monthly
- Payback period: 3 years for mature stores
- FY26 EBITDA loss for ORIGEM: ₹15 crores (includes rent, interest, and depreciation)
Subsidiary Structure
1. Goldiam Jewelry Limited: Production facility in SEZ, Andheri East (same business as parent)
2. Goldiam USA Inc.: Marketing arm domiciled in United States (100% subsidiary)
3. Eco-Friendly Diamonds LLP: Lab-grown diamond production (88% owned by Goldiam, 10% of company's consumption)
- 30 CVD machines operating in SEZ facility
- No immediate plans for expansion
FY27 Guidance
- Double-digit growth expected for full financial year
- ORIGEM target: ₹7 crores monthly revenue by exit FY27
- Marketing expense for H1 FY27: ₹4-4.5 crores
- Margin improvement expected due to full-year benefit of hybrid casting model
Market Position
- Among top 3 lab-grown diamond retailers in India by store count
- Strong presence in premium malls (Phoenix Palladium Mumbai, South City Mall Kolkata, Elante Chandigarh, etc.)
- Market share with top 3 US retailers has increased over 3-5 year period
- Industry consolidation benefiting larger players due to complexity of hybrid manufacturing
Sales Enablers (ORIGEM)
- India's first 360 3D Digital Ring Builder (9 centerstone shapes, 6 sizes, multiple shank/setting options)
- Plans for old gold exchange facilities
- Purchase plan and advanced purchase plan facilities
- Expansion into 9kt gold and potentially silver jewelry lines
- 100% IGI certification for all products
Conference Participants
Management: Rashesh Bhansali (Executive Chairman), Anmol Bhansali (Managing Director)
Moderator: Rahul Dani (Monarch Networth Capital)
Analysts: Representatives from White Stone PMS, Wallfort PMS, CR Kothari and Sons, Dalal & Broacha Stock Broking, 3 Head Capital, ithought PMS, Punarvi Capital, and individual investors