HDB Financial Services Q4 FY26 PAT Up 41.4% YoY

HDB Financial Services reported Q4 FY26 PAT of ₹751 crores, up 41.4% YoY, with gross loan book reaching ₹1,18,493 crores.
Net interest income grew 21.6% YoY to ₹2,399 crores in Q4, while net interest margin expanded to 8.23%.
Asset quality showed Gross Stage 3 at 2.44% with 55.53% provision coverage, and CRAR remained strong at 21.40%.
Customer franchise expanded to 22.9 million with disbursements growing 12.9% YoY to ₹19,922 crores in Q4.