Home First Finance Q4 FY26 AUM Up 24.9% YoY

Home First Finance reported FY26 PAT of INR540 crore, up 41.4% YoY, with AUM reaching INR15,878 crore.
Q4 disbursements hit a record INR1,572 crore, with asset quality improving as Gross Stage 3 NPAs fell to 1.8%.
Management guided for ~25% AUM growth in FY27, maintaining a spread guidance of 5-5.25% and credit cost of 30-40 bps.
The company expanded its network to 171 branches and 373 touchpoints while scaling co-lending book to INR593 crore.