The document contains transcripts from ICICI Bank's media conference call and earnings call with analysts and investors discussing financial results for the quarter and six months ended September 30, 2026 (Q2 FY27).
The earnings call was conducted on October 17, 2026, as a post-results investor interaction to discuss quarterly financial performance and strategic updates.
Management participants included Mr. Sandeep Batra (Executive Director), Mr. Anindya Banerjee (Group Chief Financial Officer), and Mr. Sandeep Bakhshi (Managing Director and Chief Executive Officer).
The company explicitly stated that the announcement was solely about the Bank's financial performance and indicated that participants should ask questions related only to that topic.
Transcripts of both calls were made available on the Bank's website at provided links and were submitted to stock exchanges for records and information.
The document includes detailed financial highlights for Q2 FY27: Net profit grew 20.1% YoY to ₹14,843 crore; Net interest income increased 17.7% YoY to ₹25,339 crore; Net interest margin was 4.18% compared to 4.36% in Q1 FY27; Loan portfolio grew 30% YoY; Deposit growth was 27.1% YoY; Net NPA ratio improved to 0.30% from 0.35% in previous quarter.
Key strategic themes discussed included: Mobilization of $18 billion in FCNR(B) deposits under RBI's swap facility; Focus on 360-degree customer centric approach; AI initiatives across banking functions; Expected further rate hikes from RBI; Growth across retail, corporate and business banking segments.
Additional Notes Section
The document includes attached transcripts of both media conference call and earnings call with analysts and investors.
Financial data was extensively disclosed in the announcement including detailed breakdowns of profit metrics, growth numbers, asset quality indicators, and subsidiary performances.
The document contains standard forward-looking statements disclaimer and safe harbor provisions under applicable securities laws.
The announcement was also copied to international stock exchanges including New York Stock Exchange, Japan Securities Dealers Association, Singapore Stock Exchange, and SIX Swiss Exchange Limited.
