IDFC FIRST Bank Q4 PAT Up 5% to Rs. 319 Crore

IDFC FIRST Bank reported Q4 FY26 PAT growth of 5% YoY to Rs. 319 crore, with normalized PAT excluding a one-time fraud impact at Rs. 746 crore, up 145%.
Total customer business grew 18.6% YoY to Rs. 5,74,731 crore, with gross NPA improving to 1.61% and net NPA to 0.48% as of March 31, 2026.
The Bank fully expensed a Rs. 483 crore post-tax impact from a fraud incident in Chandigarh during Q4 FY26 and utilized Rs. 35 crore of contingency provisions for MFI.
Customer deposits increased 17.3% YoY to Rs. 2,84,453 crore, while the CASA ratio stood at 49.80% and cost of funds reduced to 6.00% for the quarter.