IDFC FIRST Bank Q4 PAT Up 5%

Q4 FY26 profit after tax rose 5% YoY to Rs 319 crore, while normalized PAT (excluding one‑time items) surged 145% YoY to Rs 746 crore.
Loans and advances grew 20% YoY to Rs 2,90,278 crore, driven 87% by mortgage, vehicle, consumer, business and wholesale lending.
Gross NPA fell to 1.61% and Net NPA to 0.48%, the lowest in two years, with provisions at 1.63% of loans.
Customer deposits rose 17.3% YoY to Rs 2,84,453 crore; CASA ratio improved to 49.80% despite a slight QoQ dip in CASA balances.