Indian Bank FY26 Net Profit Rises 11.3% to ₹12,156 Cr

Indian Bank reported FY26 net profit of ₹12,156 Cr, an 11.33% YoY increase, with total business growing 12.29% to ₹14.95 Lakh Cr.
Asset quality improved significantly with Gross NPA ratio declining to 1.98% (from 3.09%) and Net NPA at 0.15%, while CRAR stood strong at 17.93%.
The bank provided FY27 guidance targeting 11-13% advances growth, NIM of 3.10-3.25%, and aims to further reduce GNPA to 1.50-1.60%.
Strategic initiatives included digital transformation with 169 fintech partnerships, ₹314 Cr in MSME Digi loans, and expansion of priority sector lending to 41.46%.