IRFC Q4 FY26 Earnings Call on Diversification and Record PAT

IRFC held an earnings call to discuss its Q4 and FY25-26 audited results, highlighting a record annual PAT exceeding INR 7,000 crores.
Management detailed its successful diversification strategy (IRFC 2.0), sanctioning INR 74,000 crores and disbursing INR 35,000 crores in new non-railway assets.
The company provided an outlook for FY27, targeting double-digit growth in revenue, PAT, EPS, and NIM, and expects to cross INR 5 lakh crores in AUM.
Key financial updates included a net interest margin (NIM) of 1.50% for FY26 and a guidance for NIM to grow to ~1.65% in FY27, driven by higher-yielding new business.