Jana SFB Q4 PAT ₹140 Cr, GNPA 2.33%

Jana Small Finance Bank reported Q4 FY26 PAT of ₹140 crores with improving asset quality as GNPA declined to 2.33%.
The bank achieved highest ever quarterly disbursement of ₹7,894 crores with 23% y-o-y growth in Gross Loan Portfolio.
Net Interest Margin improved to 7.22% in Q4 from 6.61% in Q3 while credit costs reduced to 0.47%.
Deposits grew 23% y-o-y to ₹35,784 crores with secured loans now constituting 73% of the portfolio.