Jana Small Finance Bank reported Q4 FY26 PAT of Rs 140 crores with net credit cost of 0.47%, in line with guidance.
Advances grew 23% YoY to Rs 36,289 crores, with secured assets up 28% and unsecured book 77% guaranteed.
Deposits increased 23% YoY to Rs 35,784 crores, with cost of funds reducing to 7.46% in Q4 FY26.
GNPA moderated to 2.33% with improved collection efficiency and lower slippages quarter-over-quarter.